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Personal property securities

The Personal Property Securities (PPS) register provides a single online place for people around Australia to:

  • register their security interests in personal property to protect those interests
  • search to see if personal property is covered by a security interest that may mean, for example, it can be repossessed.

The creation and registration of security interests in personal property is covered by the Personal Property Securities Act 2009.

Personal property can include items like cars, boats, furniture and machineryalmost anything except land and buildings.

An example of a security interest in personal property is the interest a bank might take in a car when they have lent the money needed to buy it. Other things that might create security interests include leases, consignments, bailments and wholesale sales.

The PPS Act came into full operation on 30 January 2012. The Attorney-General has responsibility for the Act. A Statutory review of the Personal Property Securities Act 2009 was conducted in 2014, and the final report on the review was tabled before Parliament on 18 March 2015.

The government intends to release a response to the review in mid-2018. Public consultation is intended for the second half of 2018.

For more information, visit the Personal Property Securities Register website.